To help the government’s efforts to fight the funding of terrorism and money laundering activities, the USA Patriot Act requires financial institutions to obtain, verify, and record information that identifies each person who opens an account. If your identity cannot be verified we will be unable to open an account for you. If we have already opened an account for you we may have to close it. When you open an account, we are required to collect your name, date of birth, address, identification number (a taxpayer identification number for US citizens or, for non-US citizens without a taxpayer identification number, a passport number and country of issuance, alien identification number, or government-issued identification showing nationality, residence and a photograph of you). You may also need to show your driver’s license or other identifying documents.